Try a paycheck plan in action.
Explore fictional bills and income, spot a tight paycheck, and mark a payment paid to see what changes.
Can this paycheck cover every bill?
Open Paychecks and mark Example Rent paid. Then explore Forecast to see where upcoming paychecks get tight. Demo edits reset when you reload; your saved budget stays separate.
Your money map for the month
Add net pay per paycheck to see how much breathing room remains after bills and debt payments.
Set take-home pay and your next payday on the Paychecks page.
Add take-home pay
Enter net pay per paycheck to calculate paycheck pressure.
Upcoming this month
Enabled bills and debt payments from today forward.
Monthly mix
Selected-month take-home split across bills, debt, and remaining budget.
Paycheck outlook
Breathing room across your next six paycheck periods.
Category pressure
Largest enabled bill and debt categories.
Paycheck coverage
What this paycheck needs to cover before the next one arrives.
Plan settingsPay schedule, income, cash cushion, and data tools Manage
Other income
Add recurring monthly income such as rent. Net affects your paycheck plan; optional gross affects DTI.
| Include | Income source | Received day | Net amount | Gross for DTI |
|---|
Bills
Recurring household and service costs.
| Include | Bill | Category | Due | Amount |
|---|
Debts
Monthly debt payments and known balances.
| Include | Debt | Type | Due | Payment | Interest rate | Known balance |
|---|
Six-month forecast
See paycheck pressure early enough to adjust due dates or build a cushion. Estimates assume your recurring income and payments continue on the same schedule.
Payment history
Payments you mark paid from your paycheck plan.
Three months of Premium. Basic free forever.
Sign in to start your free Premium trial. No credit card required.
Free forever
$0
- Income, bills, and debt tracking
- Paycheck planning and payment history
- Monthly dashboard and paycheck outlook
- Account sync, data import, and export
Plan further ahead
$4.99 / month
- Everything in Basic
- Six-month paycheck forecast
- Shortfall analysis across pay periods
- Compare possible bill and debt due-date changes
A year of planning
$49.99 / year
All Premium features, billed once a year. About $4.17 per month.
Keep your budget and return to Basic when your paid access ends.
You choose whether to upgrade
The trial lasts three calendar months from your first signed-in visit. It does not require a card or automatically start a paid subscription. After the trial, you can keep using Basic for free or choose Premium.
Paid checkout is not available yet. Basic and your free trial remain available.
Premium subscriptions renew monthly or yearly until canceled. Cancel through Manage billing to stop the next renewal; Premium remains available through the paid period. Exporting your budget stays free.