Current month 0 tracked
See your next payday differently

Try a paycheck plan in action.

Explore fictional bills and income, spot a tight paycheck, and mark a payment paid to see what changes.

Monthly snapshot

Your money map for the month

Add net pay per paycheck to see how much breathing room remains after bills and debt payments.

Next payment $0 No due dates yet
Still to pay $0 $0 paid this month
Known debt balance $0 Included debts with balances
Income baseline
Net income this month $0

Set take-home pay and your next payday on the Paychecks page.

Recurring bills $0 Household obligations
Debt payments $0 Enabled payment rows
Debt / income -- Add gross pay to calculate
Remaining budget $0 After bills and debt
Monthly health

Add take-home pay

Enter net pay per paycheck to calculate paycheck pressure.

0%

Upcoming this month

Enabled bills and debt payments from today forward.

Monthly mix

Selected-month take-home split across bills, debt, and remaining budget.

Unassigned $0

Paycheck outlook

Breathing room across your next six paycheck periods.

Category pressure

Largest enabled bill and debt categories.

Biweekly plan

Paycheck coverage

What this paycheck needs to cover before the next one arrives.

Set a payday
Checks in month 0 Add your next payday
Paycheck income $0 Based on scheduled paychecks
Other income $0 Enabled monthly net income
Planned obligations $0 Across displayed paycheck periods
Unscheduled items 0 Payments or income missing a day
Plan settingsPay schedule, income, cash cushion, and data tools Manage

Other income

Add recurring monthly income such as rent. Net affects your paycheck plan; optional gross affects DTI.

Include Income source Received day Net amount Gross for DTI

Bills

Recurring household and service costs.

Include Bill Category Due Amount

Debts

Monthly debt payments and known balances.

Include Debt Type Due Payment Interest rate Known balance
Looking ahead

Six-month forecast

See paycheck pressure early enough to adjust due dates or build a cushion. Estimates assume your recurring income and payments continue on the same schedule.

Premium

See six months ahead

Spot tight paychecks and compare possible bill due-date changes. Sign in for three months of Premium free, with no credit card required.

View your plan

Your Basic budget and payment history remain available below and in the other modules.

Payment history

Payments you mark paid from your paycheck plan.

Simple plans

Three months of Premium. Basic free forever.

Sign in to start your free Premium trial. No credit card required.

Basic

Free forever

$0

  • Income, bills, and debt tracking
  • Paycheck planning and payment history
  • Monthly dashboard and paycheck outlook
  • Account sync, data import, and export
Use Basic
Premium monthly

Plan further ahead

$4.99 / month

  • Everything in Basic
  • Six-month paycheck forecast
  • Shortfall analysis across pay periods
  • Compare possible bill and debt due-date changes
Premium yearly · save about 17%

A year of planning

$49.99 / year

All Premium features, billed once a year. About $4.17 per month.

Keep your budget and return to Basic when your paid access ends.

You choose whether to upgrade

The trial lasts three calendar months from your first signed-in visit. It does not require a card or automatically start a paid subscription. After the trial, you can keep using Basic for free or choose Premium.

Paid checkout is not available yet. Basic and your free trial remain available.

Premium subscriptions renew monthly or yearly until canceled. Cancel through Manage billing to stop the next renewal; Premium remains available through the paid period. Exporting your budget stays free.